With your Amtrak Guest Rewards Preferred Mastercard®, you can make the most out of your travels.

Use your card and earn:


3 points per $1 spent on Amtrak travel, including onboard purchases*


2 points per $1 spent on dining, travel, transit and rideshare*


1 point per $1 spent everywhere else*

Additional Card Benefits

Round trip companion coupon

upon card anniversary*


One-class upgrade

upon card anniversary*


Station lounge pass

upon card anniversary*


20% rebate on onboard food and beverage purchases

in the form of a statement credit*


Earn tier status faster

Earn 1,000 TQPs (Tier Qualifying Points) each time you make $5,000 in qualifying purchases*


points don't expire

as long as your card account remains open*


5% point rebate

when you redeem your points for Amtrak travel*


No foreign transaction fees

on purchases made with your card outside the United States**

Not a cardholder? Click here to learn more.

See your Summary of Credit Terms provided at time of application for important information on rates, fees, costs, conditions and limitations.

*See your Rewards Terms and Conditions provided at time of application for details. Please see the Amtrak Guest Rewards Program terms and conditions at amtrak.com/guestrewards for information regarding expiration, redemption, forfeiture, and other limitations on Amtrak Guest Rewards Points.

**For additional information about Annual Percentage Rates (APRs), fees and other costs, see your Summary of Credit Terms provided at the time of application.

Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Every ride counts as an Amtrak Guest Rewards member. Earn points toward reward travel, upgrades and more.

Guest Rewards